Robby Sampson, Branch Manager at Neighborhood Loans, has been in the mortgage business since 2002. He also was a National Mortgage Coach for one of the most prominent coaching programs in the nation for the last 7 years.  Robby has consistently been one of the top loan originators in the nation helping personally over 500 families per year on average. For the last 10 yrs his branch has helped over 16k families with their home loan needs. Though he and his team have experienced great success, Robby has continually maintained a “grounded” approach to his process with the goal of creating an extraordinary client experience at the forefront.

Robby is driven by emphasizing a strong team culture and a true concern for clients and business partners alike. He believes that his company Neighborhood Loans is a personal development company that just happens to help families with their mortgage needs.  His ability to set forth a vision for his team coupled with his innate ability to rally others around that vision is his greatest gift. 

I am a producing Branch Manager at Neighborhood Loans, have been in the mortgage business since 2002. I also was a National Mortgage Coach for one of the most prominent coaching programs in the nation for the last 7 years.  I have consistently been one of the top loan originators in the nation helping personally over 500 families per year on average. For the last 10 yrs my branch has helped over 16k families with their home loan needs. Though my team and I have experienced great success, I have continually maintained a “grounded” approach to my process with the goal of creating an extraordinary client experience at the forefront.

I am a husband and dad, and I am driven by emphasizing a strong team culture and a true concern for clients and business partners alike. I believe that my company Neighborhood Loans is a personal development company that just happens to help families with their mortgage needs.  My ability to set forth a vision for the team coupled with my innate ability to rally others around that vision is my greatest gift. 

LOAN PROGRAMS OFFERED

Apply online here! 

Conventional

• Freddie/fannie  Primary, Second Home, Investment
• Freddie/fannie Manufactured Homes primary and second homes double/single wide age restrictions
• FNMA HomeReady and Standard 3% down (better rate its income based) first time homebuyer
• FHLMC HomePossible and HomeOne Purchase 3% down (same as above just fannie maes product)

Government

• FHA Fixed 
• FHA refinance rate and term up to 96.5%
• FHA Cash Out Refinance up to 85% 
• VA Fixed 
• VA IRRRL essentially a no credit score refinance super simple
• VA Manufactured Homes (Double and single-wide)
• USDA Fixed
• USDA Manufactured Homes (Double and single-wide) new

Brokered Loans

• Angel Oak bank statement loans or 1099s only
• Deephaven a second option for above
• Change Wholesale: no income verification loan 

Other Products/Resources

• Temporary Buydowns2-1 buy down very helpful in this market (paid by seller)
• Construction to perm Two Time Close Product primary (10% down) secondary and investment (30% down)
• Planet Home HELOAN (like a Heloc)
• Doctor Loan Program

DOWN PAYMENT ASSISTANCE PROGRAMS

• Bond Loan Programs – FHA, USDA, and Fannie Mae up to 10K income specific
• HANDS (forgivable assistance)
• Hometown Heroes – Government and Conventional up to 35K only 35M left 

Non-Conforming

• Jumbo loans available up to 3M